{"id":3452,"date":"2025-03-31T12:45:02","date_gmt":"2025-03-31T15:45:02","guid":{"rendered":"https:\/\/crtpublicidade.com.br\/raibanesprev\/?page_id=3452"},"modified":"2025-04-23T17:21:50","modified_gmt":"2025-04-23T20:21:50","slug":"contabeis-e-atuariais","status":"publish","type":"page","link":"https:\/\/crtpublicidade.com.br\/raibanesprev\/plano-caciban\/contabeis-e-atuariais\/","title":{"rendered":"Cont\u00e1beis e Atuariais"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3452\" class=\"elementor elementor-3452\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50846a2b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"50846a2b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4e30c394\" data-id=\"4e30c394\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dd24cb1 elementor-widget elementor-widget-heading\" data-id=\"dd24cb1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Demonstra\u00e7\u00e3o do Ativo L\u00edquido por Plano de Benef\u00edcios (R$ mil)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-20b26add\" data-id=\"20b26add\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-23494f4b elementor-widget elementor-widget-spacer\" data-id=\"23494f4b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-15df03bb table_banesprev_pai tabletype_2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"15df03bb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-591fe553\" data-id=\"591fe553\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a115616 elementor-widget elementor-widget-heading\" data-id=\"4a115616\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Plano: Plano de Aposentadoria CACIBAN | CNPB: 2015.0015-65<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-292b1045 elementor-widget elementor-widget-html\" data-id=\"292b1045\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<table class=\"table table_banesprev_maxima\">\n    <thead>\n        <tr>\n            <th>Descri\u00e7\u00e3o<\/th>\n            <th>Exerc\u00edcio 2024<\/th>\n            <th>Exerc\u00edcio 2023<\/th>\n            <th>Varia\u00e7\u00e3o %<\/th>\n        <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n            <td><b>1. Ativos<\/b><\/td>\n            <td><b>151.499<\/b><\/td>\n            <td><b>170.152<\/b><\/td>\n            <td><b>(10,96%)<\/b><\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Receb\u00edvel Previdencial<\/td>\n            <td>63.723<\/td>\n            <td>78.158<\/td>\n            <td>(18,47%)<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Investimentos<\/td>\n            <td>87.776<\/td>\n            <td>91.994<\/td>\n            <td>(4,59%)<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:60px\">Fundos de Investimentos<\/td>\n            <td>87.776<\/td>\n            <td>91.994<\/td>\n            <td>(4,59%)<\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>2. Obriga\u00e7\u00f5es<\/b><\/td>\n            <td><b>29.694<\/b><\/td>\n            <td><b>441<\/b><\/td>\n            <td><b>6.633,33%<\/b><\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Operacional<\/td>\n            <td>436<\/td>\n            <td>441<\/td>\n            <td>(1,13%)<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Contingencial<\/td>\n            <td>29.258<\/td>\n            <td>-<\/td>\n            <td>100,00%<\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>3. Fundos n\u00e3o Previdenciais<\/b><\/td>\n            <td><b>55<\/b><\/td>\n            <td><b>68<\/b><\/td>\n            <td><b>(19,12%)<\/b><\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Fundos Administrativos<\/td>\n            <td>55<\/td>\n            <td>68<\/td>\n            <td>(19,12%)<\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>4. Resultados a Realizar<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>-<\/b><\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>5. Ativo L\u00edquido (1-2-3-4)<\/b><\/td>\n            <td><b>121.750<\/b><\/td>\n            <td><b>169.643<\/b><\/td>\n            <td><b>(28,23%)<\/b><\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Provis\u00f5es Matem\u00e1ticas<\/td>\n            <td>161.143<\/td>\n            <td>166.350<\/td>\n            <td>(3,13%)<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Super\u00e1vit\/D\u00e9ficit T\u00e9cnico<\/td>\n            <td>(39.393)<\/td>\n            <td>3.293<\/td>\n            <td>(1.296,26%)<\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-90d52d5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"90d52d5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5ebf281\" data-id=\"5ebf281\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0fff2f8 elementor-widget elementor-widget-heading\" data-id=\"0fff2f8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Demonstra\u00e7\u00e3o da Muta\u00e7\u00e3o do Ativo L\u00edquido por Plano de Benef\u00edcios (R$ mil)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1a9e6a9\" data-id=\"1a9e6a9\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c2f221 elementor-widget elementor-widget-spacer\" data-id=\"1c2f221\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c54f189 table_banesprev_pai tabletype_2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c54f189\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0bfaa3a\" data-id=\"0bfaa3a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35d02bf elementor-widget elementor-widget-heading\" data-id=\"35d02bf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Plano: Plano de Aposentadoria CACIBAN | CNPB: 2015.0015-65<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dcd3f5c elementor-widget elementor-widget-html\" data-id=\"dcd3f5c\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<table class=\"table table_banesprev_maxima\">\n    <thead>\n        <tr>\n            <th>Descri\u00e7\u00e3o<\/th>\n            <th>Exerc\u00edcio 2024<\/th>\n            <th>Exerc\u00edcio 2023<\/th>\n            <th>Varia\u00e7\u00e3o %<\/th>\n        <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n            <td><b>A) Ativo L\u00edquido - in\u00edcio do exerc\u00edcio<\/b><\/td>\n            <td><b>169.643<\/b><\/td>\n            <td><b>154.088<\/b><\/td>\n            <td><b>10,09%<\/b><\/td>\n        <\/tr>\n        \n        <tr>\n            <td><b>1. Adi\u00e7\u00f5es<\/b><\/td>\n            <td><b>7.460<\/b><\/td>\n            <td><b>39.130<\/b><\/td>\n            <td><b>(80,94%)<\/b><\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Contribui\u00e7\u00f5es<\/td>\n            <td>7.040<\/td>\n            <td>25.665<\/td>\n            <td>(72,57%)<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Resultado Positivo L\u00edquido dos Investimentos - Gest\u00e3o Previdencial<\/td>\n            <td>401<\/td>\n            <td>13.446<\/td>\n            <td>(97,02%)<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Outras Adi\u00e7\u00f5es<\/td>\n            <td>19<\/td>\n            <td>19<\/td>\n            <td>-<\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>2. Dedu\u00e7\u00f5es<\/b><\/td>\n            <td><b>(55.353)<\/b><\/td>\n            <td><b>(23.575)<\/b><\/td>\n            <td><b>134,80%<\/b><\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Benef\u00edcios<\/td>\n            <td>(22.699)<\/td>\n            <td>(23.575)<\/td>\n            <td>(3,72%)<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Constitui\u00e7\u00e3o L\u00edquida de Conting\u00eancias - Gest\u00e3o Previdencial<\/td>\n            <td>(29.258)<\/td>\n            <td>-<\/td>\n            <td>100,00%<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Outras Dedu\u00e7\u00f5es<\/td>\n            <td>(3.396)<\/td>\n            <td>-<\/td>\n            <td>100,00%<\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>3. Acr\u00e9scimo\/Decr\u00e9scimo no Ativo L\u00edquido (1+2)<\/b><\/td>\n            <td><b>(47.893)<\/b><\/td>\n            <td><b>15.555<\/b><\/td>\n            <td><b>(407,89%)<\/b><\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Provis\u00f5es Matem\u00e1ticas<\/td>\n            <td>(5.207)<\/td>\n            <td>(10.486)<\/td>\n            <td>50,34%<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Super\u00e1vit (D\u00e9ficit) T\u00e9cnico do Exerc\u00edcio<\/td>\n            <td>(42.686)<\/td>\n            <td>26.041<\/td>\n            <td>(263,92%)<\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>4. Outros Eventos do Ativo L\u00edquido<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>-<\/b><\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>5. Opera\u00e7\u00f5es Transit\u00f3rias<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>-<\/b><\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>B) Ativo L\u00edquido - final do exerc\u00edcio (A+3+4)<\/b><\/td>\n            <td><b>121.750<\/b><\/td>\n            <td><b>169.643<\/b><\/td>\n            <td><b>(28,23%)<\/b><\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>C) Fundos n\u00e3o Previdenciais<\/b><\/td>\n            <td><b>(13)<\/b><\/td>\n            <td><b>56<\/b><\/td>\n            <td><b>(123,21%)<\/b><\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">Fundos Administrativos<\/td>\n            <td>(13)<\/td>\n            <td>56<\/td>\n            <td>(123,21%)<\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c416c63 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c416c63\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c9feac2\" data-id=\"c9feac2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3459c27 elementor-widget elementor-widget-heading\" data-id=\"3459c27\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Demonstra\u00e7\u00e3o das Provis\u00f5es T\u00e9cnicas do Plano de Benef\u00edcios (R$ mil)\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-19465fc\" data-id=\"19465fc\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d9a2ede elementor-widget elementor-widget-spacer\" data-id=\"d9a2ede\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9e6f786 table_banesprev_pai tabletype_2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9e6f786\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ae2f008\" data-id=\"ae2f008\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8019f76 elementor-widget elementor-widget-heading\" data-id=\"8019f76\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Plano: Plano de Aposentadoria CACIBAN | CNPB: 2015.0015-65<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0554ff elementor-widget elementor-widget-html\" data-id=\"d0554ff\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<table class=\"table table_banesprev_maxima\">\n    <thead>\n        <tr>\n            <th>Descri\u00e7\u00e3o<\/th>\n            <th>Exerc\u00edcio 2024<\/th>\n            <th>Exerc\u00edcio 2023<\/th>\n            <th>Varia\u00e7\u00e3o %<\/th>\n        <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n            <td><b>Provis\u00f5es T\u00e9cnicas (1+2+3+4+5)<\/b><\/td>\n            <td><b>151.444<\/b><\/td>\n            <td><b>170.084<\/b><\/td>\n            <td><b>(10,96%)<\/b><\/td>\n        <\/tr>\n        \n        <tr>\n            <td><b>1. Provis\u00f5es Matem\u00e1ticas<\/b><\/td>\n            <td><b>161.143<\/b><\/td>\n            <td><b>166.350<\/b><\/td>\n            <td><b>(3,13%)<\/b><\/td>\n        <\/tr>\n        <tr>\n            <td style=\"font-weight:bold\">1.1. Benef\u00edcios Concedidos<\/td>\n            <td style=\"font-weight:bold\">161.143<\/td>\n            <td style=\"font-weight:bold\">166.350<\/td>\n            <td style=\"font-weight:bold\">(3,13%)<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:60px\">Benef\u00edcio Definido<\/td>\n            <td>161.143<\/td>\n            <td>166.350<\/td>\n            <td>(3,13%)<\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>2. Equil\u00edbrio T\u00e9cnico<\/b><\/td>\n            <td><b>(39.393)<\/b><\/td>\n            <td><b>3.293<\/b><\/td>\n            <td><b>(1.296,26%)<\/b><\/td>\n        <\/tr>\n        <tr>\n            <td  style=\"font-weight:bold\">2.1 Resultados Realizados<\/td>\n            <td style=\"font-weight:bold\">(39.393)<\/td>\n            <td style=\"font-weight:bold\">3.293<\/td>\n            <td style=\"font-weight:bold\">(1.296,26%)<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:60px\">Super\u00e1vit T\u00e9cnico Acumulado<\/td>\n            <td>-<\/td>\n            <td>3.293<\/td>\n            <td>(100,00%)<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:90px\">Reserva de Conting\u00eancia<\/td>\n            <td>-<\/td>\n            <td>3.293<\/td>\n            <td>(100,00%)<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:90px\">(-) D\u00e9ficit T\u00e9cnico Acumulado<\/td>\n            <td>(39.393)<\/td>\n            <td>-<\/td>\n            <td>100,00%<\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>3. Fundos<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>-<\/b><\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>4. Exig\u00edvel Operacional<\/b><\/td>\n            <td><b>436<\/b><\/td>\n            <td><b>441<\/b><\/td>\n            <td><b>(1,13%)<\/b><\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">4.1. Gest\u00e3o Previdencial<\/td>\n            <td>390<\/td>\n            <td>360<\/td>\n            <td>8,33%<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">4.2. Investimentos - Gest\u00e3o Previdencial<\/td>\n            <td>46<\/td>\n            <td>81<\/td>\n            <td>(43,21%)<\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>5. Exig\u00edvel Contingencial<\/b><\/td>\n            <td><b>29.258<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>100,00%<\/b><\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:30px\">5.1. Gest\u00e3o Previdencial<\/td>\n            <td>29.258<\/td>\n            <td>-<\/td>\n            <td>100,00%<\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3911a28 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3911a28\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-92205e9\" data-id=\"92205e9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb997c8 elementor-widget elementor-widget-heading\" data-id=\"eb997c8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Demonstra\u00e7\u00e3o do Plano de Gest\u00e3o Administrativa por Plano de Benef\u00edcios (R$ mil)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8035c1f\" data-id=\"8035c1f\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a65edb9 elementor-widget elementor-widget-spacer\" data-id=\"a65edb9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c3ec4f table_banesprev_pai tabletype_2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c3ec4f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c4afc03\" data-id=\"c4afc03\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2fb8390 elementor-widget elementor-widget-heading\" data-id=\"2fb8390\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Plano: Plano de Aposentadoria CACIBAN | CNPB: 2015.0015-65<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0faa41 elementor-widget elementor-widget-html\" data-id=\"e0faa41\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<table class=\"table table_banesprev_maxima\">\n    <thead>\n        <tr>\n            <th>Descri\u00e7\u00e3o<\/th>\n            <th>Exerc\u00edcio 2024<\/th>\n            <th>Exerc\u00edcio 2023<\/th>\n            <th>Varia\u00e7\u00e3o %<\/th>\n        <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n            <td><b>A) Fundo Administrativo do Exerc\u00edcio Anterior<\/b><\/td>\n            <td><b>68<\/b><\/td>\n            <td><b>12<\/b><\/td>\n            <td><b>466,67%<\/b><\/td>\n        <\/tr>\n        \n        <tr>\n            <td><b>1. Custeio da Gest\u00e3o Administrativa<\/b><\/td>\n            <td><b>289<\/b><\/td>\n            <td><b>266<\/b><\/td>\n            <td><b>8,65%<\/b><\/td>\n        <\/tr>\n        <tr>\n            <td style=\"font-weight:bold\">1.1. Receitas<\/td>\n            <td style=\"font-weight:bold\">289<\/td>\n            <td style=\"font-weight:bold\">266<\/td>\n            <td style=\"font-weight:bold\">8,65%<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:60px\">Custeio Administrativo dos Investimentos<\/td>\n            <td>245<\/td>\n            <td>265<\/td>\n            <td>(7,55%)<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:60px\">Resultado Positivo L\u00edquido dos Investimentos<\/td>\n            <td>44<\/td>\n            <td>1<\/td>\n            <td>4.300,00%<\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>2. Despesas Administrativas<\/b><\/td>\n            <td><b>(305)<\/b><\/td>\n            <td><b>(216)<\/b><\/td>\n            <td><b>41,20%<\/b><\/td>\n        <\/tr>\n        <tr>\n            <td style=\"font-weight:bold\">2.1. Administra\u00e7\u00e3o dos Planos Previdenciais<\/td>\n            <td style=\"font-weight:bold\">(305)<\/td>\n            <td style=\"font-weight:bold\">(216)<\/td>\n            <td style=\"font-weight:bold\">41,20%<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:60px\">Pessoal e Encargos<\/td>\n            <td>(83)<\/td>\n            <td>(77)<\/td>\n            <td>7,79%<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:60px\">Treinamento\/Congressos e Semin\u00e1rios<\/td>\n            <td>(1)<\/td>\n            <td>(1)<\/td>\n            <td>-<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:60px\">Servi\u00e7os de Terceiros<\/td>\n            <td>(163)<\/td>\n            <td>(101)<\/td>\n            <td>61,39%<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:60px\">Despesas Gerais<\/td>\n            <td>(31)<\/td>\n            <td>(16)<\/td>\n            <td>93,75%<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:60px\">Deprecia\u00e7\u00e3o e Amortiza\u00e7\u00f5es<\/td>\n            <td>(1)<\/td>\n            <td>(2)<\/td>\n            <td>(50,00%)<\/td>\n        <\/tr>\n        <tr>\n            <td style=\"padding-left:60px\">Tributos<\/td>\n            <td>(26)<\/td>\n            <td>(19)<\/td>\n            <td>36,84%<\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>3. Constitui\u00e7\u00e3o\/Revers\u00e3o de Conting\u00eancias Administrativas<\/b><\/td>\n            <td><b>3<\/b><\/td>\n            <td><b>6<\/b><\/td>\n            <td><b>(50,00%)<\/b><\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>4. Revers\u00e3o de Recursos para o Plano de Benef\u00edcios<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>-<\/b><\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>5. Resultado Negativo L\u00edquido dos Investimentos<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>-<\/b><\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>6. Sobra\/Insufici\u00eancia da Gest\u00e3o Administrativa (1-2-3-4-5)<\/b><\/td>\n            <td><b>(13)<\/b><\/td>\n            <td><b>56<\/b><\/td>\n            <td><b>(123,21%)<\/b><\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>7. Constitui\u00e7\u00e3o\/Revers\u00e3o do Fundo Administrativo (6)<\/b><\/td>\n            <td><b>(13)<\/b><\/td>\n            <td><b>56<\/b><\/td>\n            <td><b>(123,21%)<\/b><\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>8. Opera\u00e7\u00f5es Transit\u00f3rias<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>-<\/b><\/td>\n            <td><b>-<\/b><\/td>\n        <\/tr>\n\n        <tr>\n            <td><b>B) Fundo Administrativo do Exerc\u00edcio Atual (A+7+8)<\/b><\/td>\n            <td><b>55<\/b><\/td>\n            <td><b>68<\/b><\/td>\n            <td><b>(19,12%)<\/b><\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ebad67f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ebad67f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-63ca6b0\" data-id=\"63ca6b0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d8ba22 elementor-widget elementor-widget-heading\" data-id=\"9d8ba22\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Premissas Atuariais<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5fc8dd3\" data-id=\"5fc8dd3\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34af83b elementor-widget elementor-widget-spacer\" data-id=\"34af83b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-55f58ac table_banesprev_pai elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"55f58ac\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-df70229\" data-id=\"df70229\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04119d1 elementor-widget elementor-widget-heading\" data-id=\"04119d1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Plano de Benef\u00edcios CACIBAN<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae85e4e elementor-widget elementor-widget-html\" data-id=\"ae85e4e\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<table class=\"table table_banesprev_maxima\">\n    <thead>\n        <tr>\n            <th>Hipoteses<\/th>\n            <th>2024<\/th>\n            <th>2023<\/th>\n        <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n            <td>Indexador do plano (Reajuste dos<br> Benef\u00edcios)<\/td>\n            <td>INPC (IBGE)<\/td>\n            <td>INPC (IBGE)<\/td>\n        <\/tr>\n        <tr>\n            <td>Taxa Real Anual de Juros (%)<\/td>\n            <td>5,21<\/td>\n            <td>4,74<\/td>\n        <\/tr>\n        <tr>\n            <td>Proje\u00e7\u00e3o de Crescimento Real dos<br>Benef\u00edcios do Plano (%)<\/td>\n            <td>0,25<\/td>\n            <td>0,25<\/td>\n        <\/tr>\n        <tr>\n            <td>Fator de Determina\u00e7\u00e3o Valor Real ao<br>Longo do Tempo Ben Entidade (%)<\/td>\n            <td>98,0<\/td>\n            <td>98,0<\/td>\n        <\/tr>\n        <tr>\n            <td>T\u00e1bua de Mortalidade Geral<\/td>\n            <td>AT-000 Basic, suavizada<br>em 10%, segregada por sexo<\/td>\n            <td>AT-000 Basic, suavizada<br>em 10%, segregada por sexo<\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8d04fe0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8d04fe0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-dff27e2\" data-id=\"dff27e2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d12ead0 elementor-widget elementor-widget-heading\" data-id=\"d12ead0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pareceres Atuariais<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4d05068\" data-id=\"4d05068\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-afb5f26 elementor-widget elementor-widget-spacer\" data-id=\"afb5f26\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ddb9b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ddb9b8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0da7f74\" data-id=\"0da7f74\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f7b024 elementor-widget elementor-widget-heading\" data-id=\"1f7b024\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Todos os detalhes da condi\u00e7\u00e3o atuarial do plano para voc\u00ea. Escolha o patrocinador para visualizar o relat\u00f3rio.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b1d0b4 elementor-widget elementor-widget-button\" data-id=\"7b1d0b4\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/crtpublicidade.com.br\/raibanesprev\/wp-content\/uploads\/2025\/03\/Parecer-Atuarial_Caciban_Banesprev_2024_v1-signed.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Santander<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Demonstra\u00e7\u00e3o do Ativo L\u00edquido por Plano de Benef\u00edcios (R$ mil) Plano: Plano de Aposentadoria CACIBAN | CNPB: 2015.0015-65 Descri\u00e7\u00e3o Exerc\u00edcio 2024 Exerc\u00edcio 2023 Varia\u00e7\u00e3o % 1. Ativos 151.499 170.152 (10,96%) Receb\u00edvel Previdencial 63.723 78.158 (18,47%) Investimentos 87.776 91.994 (4,59%) Fundos de Investimentos 87.776 91.994 (4,59%) 2. Obriga\u00e7\u00f5es 29.694 441 6.633,33% Operacional 436 441 (1,13%) Contingencial [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2931,"menu_order":30,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3452","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/crtpublicidade.com.br\/raibanesprev\/wp-json\/wp\/v2\/pages\/3452","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crtpublicidade.com.br\/raibanesprev\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/crtpublicidade.com.br\/raibanesprev\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/crtpublicidade.com.br\/raibanesprev\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/crtpublicidade.com.br\/raibanesprev\/wp-json\/wp\/v2\/comments?post=3452"}],"version-history":[{"count":28,"href":"https:\/\/crtpublicidade.com.br\/raibanesprev\/wp-json\/wp\/v2\/pages\/3452\/revisions"}],"predecessor-version":[{"id":5342,"href":"https:\/\/crtpublicidade.com.br\/raibanesprev\/wp-json\/wp\/v2\/pages\/3452\/revisions\/5342"}],"up":[{"embeddable":true,"href":"https:\/\/crtpublicidade.com.br\/raibanesprev\/wp-json\/wp\/v2\/pages\/2931"}],"wp:attachment":[{"href":"https:\/\/crtpublicidade.com.br\/raibanesprev\/wp-json\/wp\/v2\/media?parent=3452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}